2027
Education Catalog

Adulting in Action: Build Your Financial Foundation “Adulting” starts with taking control of your money. In this session, participants will examine their spending habits, clarify their goals, and explore practical strategies for managing debt and getting started with investing. Explore Class Budget Builder Lab: Create a Spending Plan That Works This session walks employees through building or refining a spending plan using their real-life numbers. Participants can identify leaks, adjust priorities, and explore positive cash flow strategies. Practical worksheets and digital tracking tools are provided. Explore Class Building Wealth Together: A Community Class This class examines how historical and systemic barriers have shaped wealth-building opportunities for African Americans, and how individuals and families can navigate today’s financial landscape with confidence. Explore Class Caregiving & Cash Flow: A Planning Workshop Help employees get ahead of a topic that many do not consider until it’s too late. This interactive workshop addresses the financial realities of caregiving through scenario planning and structured budgeting exercises. Explore Class College Funding Strategy Workshop Help employees support their children and family with greater financial confidence. This workshop explores education costs, financial aid, 529 plans, grants and borrowing considerations through guided planning exercises. Explore Class Community Wealth & Financial Empowerment* Designed with employees in the Latino and Hispanic communities in mind, this class explores budgeting, credit and long-term wealth-building through a culturally relevant lens. Explore Class Credit Strategy Session This session explains credit score factors, how to review a credit report, steps for addressing potential errors and habits for monitoring credit over time. Practical checklists and tracking tools help employees identify and work toward their next steps. Explore Class Debt Reduction Strategy Session Paying down debt can feel overwhelming to employees, but a clear strategy can make progress more manageable. This session helps participants review balances, interest rates and repayment options to determine which debts to address first. Explore Class Digital Assets Explained Cryptocurrency, a digital financial asset that has moved into everyday conversations over the past few years, has become increasingly visible in investing apps and financial news that employees frequently see. This workshop explains how it works, why prices can change quickly and which security practices matter most. Explore Class Disability Resources: A Financial Navigation Workshop A change in health or ability to work can bring unfamiliar financial decisions for individuals and those supporting them. This workshop explains SSDI, SSI, Medicare, work incentives and potential income options in approachable terms. Explore Class Economic Uncertainty Planning Session This session explores how inflation can affect household finances and helps participants adjust spending and saving priorities. Practical tools and planning guides help employees recalibrate their budgets and prepare for today’s changing conditions. Explore Class Estate Essentials: Protect What Matters Most Through guided exercises, participants will explore asset protection, beneficiary designations, and essential estate documents, leaving this session with clear terminology, practical checklists, and tools to guide important conversations and next steps. Explore Class Financial Habits: Your Playbook in Action* Building long-term financial security often starts with understanding how everyday habits affect overall financial health. This session helps employees assess their approach to spending, saving, investing and financial protection, then identify changes that could make the greatest difference. Explore Class Goal Setting & Execution Turning the good intentions of the new year into lasting progress takes more than motivation. This session helps employees create realistic, measurable goals and build habits that they can practice all year long. Explore Class Holiday Spending Strategy Session This session helps employees create realistic budgets and savings plans, recognize spending triggers and avoid unnecessary debt. Practical budgeting tools and gift-planning templates give employees useful strategies they can keep in their back pockets for celebrations throughout the year. Explore Class Homebuying Strategy Lab: Make Confident Decisions* This session equips employees with essential knowledge for buying a home. Participants will define their budget, explore financing options and potential risks, compare mortgages, and identify common pitfalls. Explore Class HSA & FSA Strategy Workshop This workshop compares account structures, contribution limits, eligibility requirements, tax advantages and rollover rules. Practical checklists and planning tools help employees evaluate their choices and develop an informed contribution strategy. Explore Class Identity Protection & Recovery Workshop As more personal and financial information is shared online, understanding fraud and identity theft is increasingly important. This workshop explores how common scams occur, practical ways to reduce risk and what to do if something goes wrong. Explore Class Insurance Planning Session Insurance needs can change as life, family, and finances evolve. This session helps participants better understand life, health, auto and home coverage, including deductibles and common policy tradeoffs. Explore Class Investing Decisions: Advisor or DIY Choosing how to manage investments can be just as important as choosing what to invest in. This session compares professional advisory services with self-directed platforms, including fees, ongoing monitoring and levels of support. Explore Class Investing Fundamentals: Start with Confidence* This session makes intimidating topics, such as asset classes, risk tolerance and the power of compounding, approachable while helping participants connect investment decisions to their personal goals. Explore Class Investing Risk & Tax Strategy Workshop* Investment returns are only part of the picture; risk and taxes can also affect financial outcomes. This workshop explains common types of portfolio risk, capital gains, and tax-aware investing principles through practical examples. Explore Class Loans: A Borrowing Strategy Session* Borrowing decisions can affect employee financial realities for years. This session compares secured and unsecured loans, interest-rate structures, lease-versus-buy options, and debt consolidation considerations. Explore Class Long-Term Investment Discipline Workshop Market ups and downs can make it difficult for employees to separate thoughtful decisions from emotional reactions. This workshop explores common investing behaviors, market cycles, and their potential long-term impact. Explore Class Major Purchase Planning Session Major purchases can affect an employee’s budget, credit and financial goals for years. This session helps employees compare buying with financing versus using their savings, understand the total cost of borrowing, and determine what they can realistically afford. Explore Class Medicare Planning Workshop Helping employees understand Medicare can reduce uncertainty as they approach retirement or support an eligible family member. This workshop explains Medicare parts, enrollment timing, coverage options, costs and coordination with other insurance. Explore Class Mid-Career Money Strategy Workshop This workshop helps participants review retirement progress, risk tolerance, family responsibilities, and estate considerations while balancing current spending with long-term investing. A practical checkpoint worksheet helps identify priorities and define next steps. Explore Class Money & Communication Workshop Money conversations can be challenging for employees when family members have different priorities, habits and expectations. This workshop offers a supportive framework for discussing budgets, financial goals and shared decisions. Explore Class Money & Mindset: A Financial Well-being Class This class explores the connection between financial stress and emotional well-being. Through reflection exercises and practical planning tools, attendees will identify stress triggers and leave with clear action steps, resource guides, and strategies to improve their routines. Explore Class Money Foundations Session* Whether your employees are initiating healthier financial habits or getting back on track, a strong understanding of money management basics can make their next steps feel more manageable. This session helps participants review spending, debt, savings, and credit health. Explore Class Mortgage Clarity: From Application to Closing This workshop uses real-life examples to compare loan types, interest rates, qualification requirements, total costs and affordability. Participants receive decision worksheets and key questions to ask potential lenders. Explore Class MSA’s Keys to Financial Health This class introduces employees to MSA’s Keys to Financial Health℠ and helps them understand where they stand across spending, credit, financial protection, retirement readiness, and personal goals. Explore Class My Credit Workshop In this workshop, employees discover how they can master the components of credit and debt, and feel the freedom that comes with using their money how they want to. Explore Class My Game Plan Workshop Mastering the My Game Plan Key helps give you the momentum to see your dreams turn into reality. Learn how to create an action plan so you can set yourself up for success with things like investing goals, savings goals, family goals, and any other hopes and dreams. Explore Class My Money Workshop By mastering the My Money Key, you can become intentional about your spending, ensuring your money goes toward the goals that matter most. This workshop helps you take the first steps towards developing a budget, tracking income and expenses, and achieving a positive monthly cash flow. Explore Class My Protection Workshop Life is full of twists and turns, and planning prepares you for whatever comes your way. Join us to work on action steps that will help you build up emergency savings, select the appropriate amount of insurance, create a will or trust, and protect your credit. Explore Class My Retirement Workshop Good retirement planning instills confidence, assuring that you will be financially stable and prepared for the future. Don’t leave your future up to chance. Invest in yourself and live the life you want in retirement. We will walk through action steps you can take to create your retirement plan and put it into action. Explore Class Optimizing Your Employee Benefits Workshop This workshop explores retirement contributions, employer matching and other tax-advantaged options, including how different choices may affect take-home pay and long-term savings. Explore Class Parenting & Money Planning Workshop Through forecasting exercises, participants will plan for childcare and milestone expenses while identifying spending patterns that help employees prepare for the evolving costs of raising a family. They’ll leave with practical, age-based planning tools and conversation guides. Explore Class Priority Planning Lab: Align Your Financial Goals This workshop helps employees balance competing financial priorities, such as paying down debt and saving for retirement. Through guided trade-off exercises, participants gain practical tools and clear next steps for prioritizing their goals. Explore Class Resilience Planning: Prepare for Financial Setbacks Identify financial vulnerabilities and prioritize actions that strengthen resilience against the unforeseen. Through guided exercises, they’ll assess emergency preparedness, income risks, and contingency strategies to plan practical next steps. Explore Class Retirement Foundations* Retirement planning can feel distant or overwhelming for employees who are just starting out in their careers. This session helps employees estimate future needs, explore retirement account options, and set realistic savings targets. Explore Class Retirement Readiness* This session helps employees understand how their savings, benefits and other income sources may work together in retirement. Participants compare projected income with future expenses, identify possible shortfalls and explore adjustments they can make now. Explore Class Retirement Risk Management Workshop This workshop explores factors that can affect future income, including inflation, living longer than expected, market changes, taxes and the timing of withdrawals. Participants explore how these concerns may shift over time and how to strengthen their retirement strategy. Explore Class Sandwich Generation Planning Session This session helps participants set healthy boundaries, build a care-related budget, and balance competing life priorities. Attendees will assess their capacity and financial trade-offs while creating a more sustainable caregiving action plan using trusted resources. Explore Class Smart Selling: Your Home Sale Strategy Workshop This workshop provides important information for all homeowners to keep in their back pocket. Walking participants through pricing strategies, tax considerations, and cost analysis using structured planning tools. Explore Class Social Security Workshop This workshop helps attendees understand how benefits are calculated and how claiming age, spousal eligibility, and taxes may influence what they receive. Practical comparison tools and next-step guides help participants evaluate their options and prepare for more informed decisions. Explore Class Student Loan Strategy Workshop Student loans can feel overwhelming, especially when you're balancing debt with other financial priorities. This workshop compares repayment plans, consolidation, refinancing and potential forgiveness options while considering possible budget adjustments. Explore Class Tax Planning Opportunities Workshop This workshop explores withholding, contribution timing, potential deductions and investment tax considerations. Planning tools help employees prepare for tax-related decisions, avoid surprises, and identify questions to discuss with a tax professional. Explore Class Tax Return Confidence Tax filing can feel complicated, and uncertainty about forms, deductions or credits may add stress to employees during an already busy season. This class uses practical examples to explain filing status, taxable income, deductions, credits and the federal and state filing processes. Explore Class Teaching Kids About Money Workshop Young people encounter financial advice every day on social media. This workshop helps parents, caregivers and other trusted adults guide the children in their lives with age-appropriate lessons on saving, spending and investing. Explore Class Women & Financial Confidence Many women navigate financial challenges shaped by pay disparities, career breaks and caregiving responsibilities. This class explores investing, retirement planning, and goal-setting through the lens of experiences commonly faced by women. Explore Class Your MSA Advantage: Activate Your Financial Action Plan* This class introduces the full scope of the MSA benefit and helps identify where to begin. Attendees can assess financial priorities and map out practical next steps. Explore Class