Holiday Spending Strategy Session

Employee holiday and special-occasion spending can add financial stress and lead to debt that lasts well beyond the celebration.

This session helps employees create realistic budgets and savings plans, recognize spending triggers and avoid unnecessary debt. Practical budgeting tools and gift-planning templates give employees useful strategies they can keep in their back pockets for celebrations throughout the year.

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average increase in monthly discretionary income^*

Real Stories, Real Impact.

A Testimonial from an MSA Member

"It was all very helpful. I really liked her suggestions of ways to cut costs with holiday shopping for family and friends."^**

Classes to Consider:

Budget Builder Lab: Create a Spending Plan That Works This session walks employees through building or refining a spending plan using their real-life numbers. Explore Class

Debt Reduction Strategy Session Paying down debt can feel overwhelming to employees, but a clear strategy can make progress more manageable. Explore Class

Credit Strategy Session Credit can affect an employee’s ability to borrow, secure housing and manage major expenses. Explore Class

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Select “Order Class” to email our team for support.

*My Secure Advantage, Inc., 2026. These outcomes reflect employee-reported progress from working with a Money Coach beyond attending an educational session. Individual results may vary.
**This testimonial was provided by a member of MSA. They did not receive compensation of any kind for their statement.